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Tax Credit

As part of its plan to continue the stimulation of the U.S. housing market Congress passed new legislation that: Extends the First-Time Home Buyer Tax Credit of up to $8,000 to first-time home buyers...

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FHA-New Rules Tough on Low Credit Scores

The Federal Housing Administration will raise the minimum down payment for its least credit-worthy borrowers, the agency announced Tuesday. The change is among a number of major changes the FHA is...

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Down Payment Assistance

Is now the time right for you to become a home owner? With super low home prices, government incentives and exciting new financing programs from the Nevada Rural Housing Authority (NRHA), this may be...

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Nevada Rural Housing Down Payment Assistance

The Nevada Rural Housing Authority has a program called “Home At Last” that offers a free cash down payment grant equal to 3% of loan amount (buyers need a total of 3.5% for an FHA loan right now)....

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Tax Credit Deadline Approaching Quickly

The expiration date of the up-to-$8,000 tax credit  requires first time home buyers to be under contract for a home no later than April 30, 2010, and to be closed no later than June 30, 2010. The same...

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Short Sale Escrows and the Tax Credit

I am often asked by clients if they will get the tax credit since they have not closed escrow and it’s April 30th.  You have until June 30th to close escrow in order to get the tax credit.  Today,...

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Home At Last (TM) Program Details

Home at Last™ Bond Program Now is the time to become a homeowner. Home prices are super low, interest rates are awesome and there are excellent programs to help you with your home purchase downpayment....

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Common Ways to Hold Title To Your Real Estate Property

There are several different ways you may choose to hold title to your property.   Each has advantages and disadvantages. When considering which option is best for you, think about how the ownership...

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Why Should I Buy A Home Instead of Renting?

Home prices in our area are so low right now that it makes sense to buy rather than renting.  Most financial advisors will tell you, now is “the” time to buy. Here are a few thoughts to consider:...

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HomePath Financing Is A Great Way To Go Now

HomePath Financing is a fantastic way to buy a Fannie Mae owned home right now.  Reno and Sparks have many Fannie Mae owned homes on the market.  First time homebuyers are in a great position to...

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